Fire Damage Inventory and Replacement Valuation

Cost Savings

Checklist Tasks

• Photograph each damaged item in place, showing serial numbers if possible.
• List damaged items with brand, model, date, and estimated value in a spreadsheet.
• Collect receipts or warranties to verify original purchase prices.
• Research current replacement costs from reputable retailers for all items.
• Sort items by category to streamline claim processing.
• Note pre-existing wear or damage to avoid depreciation disputes.
• Request your renters insurance policy to confirm coverage and document needs.
• Contact your adjuster early to clarify required documentation.
• Track temporary living expenses and keep receipts for loss-of-use claims.
• Retain samples of damaged materials if requested for high-value items.
• Back up all digital files and photos in multiple locations.
• Schedule a walkthrough with your adjuster to review and resolve discrepancies.