Pass Home Insurance Inspections, Prevent Exclusions

Cost Savings

Checklist Tasks

• Photograph all foundation cracks to document structural condition for insurers.
• Test GFCI outlets and label any failures to support electrical safety compliance.
• Check attic and crawlspace for leaks or mold, and address issues promptly.
• Verify smoke and CO detectors are under 10 years old and have new batteries.
• Inspect roofing for damaged shingles; document and schedule needed repairs.
• Ensure exterior doors and windows have functional locks for theft coverage validity.
• Test sump pump and backup power source to help prevent flood claim denials.
• Remove double-cylinder deadbolts from exits to meet fire safety codes.
• Inventory major appliances with photos and serials for future claim validation.
• Inspect visible plumbing for leaks or corrosion and fix promptly.
• Confirm handrails are secure on all stairs for liability coverage compliance.
• Update your maintenance log to document timely repairs for insurer review.