Respond to Minor Car Damage for Accurate Claims

Cost Savings

Checklist Tasks

• Photograph all damage from multiple angles for thorough insurance documentation.
• Check for misaligned panels or gaps to spot hidden structural problems.
• Inspect all lights for cracks that allow moisture entry and electrical faults.
• Run your hand along damaged areas to detect sharp edges or warping.
• Test doors, trunk, and hood to confirm that latches and hinges operate properly.
• Look for paint transfer or residue to help determine fault for the claim.
• Assess tire sidewalls and rims near the impact area for bulges or cracks.
• Record date, time, and location for complete reporting and dispute avoidance.
• Contact your insurer to clarify if filing a claim will impact your premium.
• Use a magnet to detect hidden filler that may affect repair estimates.
• Obtain at least two repair quotes, including one from a dent specialist.
• Request a written warranty on the repairs to protect against future issues.